If you rely on Social Security benefits in the U.S., August 2025 will bring an unusual payment schedule. Whether you receive retirement benefits, SSDI, survivor benefits, or SSI, it’s important to know when your money will arrive so you can plan your monthly budget.
The change this month is mainly for SSI recipients, who will see two payments in August because of an early September payout.
SSI Recipients
Due to the Labor Day holiday on September 1, 2025, the Social Security Administration (SSA) will send September’s SSI payment early — on August 29, 2025. That means SSI recipients will receive:
- August payment: August 1, 2025
- September payment (early): August 29, 2025
This is not extra money, but an advance payment to avoid delays caused by the holiday.
Why the Schedule Change Happens
When payment dates fall on a federal holiday, the SSA issues payments in advance so beneficiaries can cover expenses like rent, bills, groceries, or medications without waiting until offices and banks reopen.
Who Will Be Affected
- SSI Recipients – Will receive two payments in August (Aug 1 and Aug 29)
- Social Security Retirement, SSDI, Survivor Benefits – No schedule change; payments remain based on date of birth
August 2025 Payment Schedule
| Payment Type | Payment Date | Comments |
|---|---|---|
| SSI (August) and pre-May 1997 filers | Aug 1, 2025 | Regular monthly payment |
| Birth dates 1–10 | Aug 13, 2025 | 2nd Wednesday of the month |
| Birth dates 11–20 | Aug 20, 2025 | 3rd Wednesday of the month |
| Birth dates 21–31 | Aug 27, 2025 | 4th Wednesday of the month |
| SSI (September, early) | Aug 29, 2025 | Paid early due to Labor Day |
Why Seniors Should Pay Attention
Two SSI payments in one month might seem like a bonus, but there will be no SSI payment in September 2025. The August 29 payment is meant to cover September expenses, so budgeting is essential.
Example: If your SSI benefit is $967, the amount you get on August 29 must last all of September.
Overpayment Recovery Rule
As of April 25, 2025, the SSA can deduct up to 50% of your monthly benefit to recover overpayments. For example, if you receive $1,000 per month and owe $2,000, SSA could withhold $500 monthly until the debt is paid.
2025 Benefit Amounts
- Max SSI: $967 per month (individual)
- Max Social Security at full retirement age: $4,018/month
- Max at age 70: $5,108/month
The 2025 Cost of Living Adjustment (COLA) is 2.5%, increasing payments for most beneficiaries.
Effect on Working Beneficiaries
If you’re under full retirement age and earn over $22,320/year, benefits may be reduced temporarily. Once you reach full retirement age, earnings no longer reduce Social Security payments.
Looking Ahead
This double payment is only for August 2025 due to the Labor Day shift.
- No SSI payment in September 2025
- Regular schedule resumes October 1, 2025
FAQs
Why are there two SSI payments in August 2025?
Because September’s payment is issued early due to Labor Day.
Will there be an SSI payment in September 2025?
No, the August 29 payment covers September.
Do Social Security retirement payments change in August?
No, only SSI dates are affected.
What is the maximum SSI amount in 2025?
$967 per month for individuals.
When will the normal payment schedule resume?
October 1, 2025.
