The Social Security Administration (SSA) has laid out the full August 2025 payment schedule, and if you’re relying on SSI, SSDI, or retirement benefits, you’ll want to know exactly when your money is coming. Payments are sent out based on a mix of factors—your birthday, when you started receiving benefits, and even where you live.
One important detail for August 2025 is that all payments include the 2.5% Cost-of-Living Adjustment (COLA) for the year. And if your usual payday falls on a weekend or holiday, don’t worry—SSA moves it up to the closest prior business day to keep everything on track.
Let’s break down everything you need to know.
Schedule
SSA has divided the payment dates by benefit type and birth date. Here’s how the money will be distributed in August:
Friday, August 1, 2025
This date already saw payments for several groups:
- SSI recipients for August
- Retirement or SSDI beneficiaries who started before May 1997
- People receiving both SSI and Social Security
- Beneficiaries with state-paid Medicare premiums
- Individuals living outside the U.S.
Wednesday, August 13, 2025
This is for people who:
- Began getting benefits after May 1997
- Have birthdays between the 1st and 10th
Wednesday, August 20, 2025
This payment goes to:
- Those who started receiving benefits after May 1997
- Whose birthdays fall between the 11th and 20th
Wednesday, August 27, 2025
Beneficiaries will be paid on this date if:
- They started receiving benefits post-May 1997
- Their birthday is between the 21st and 31st
Double
August 2025 comes with a bonus for SSI recipients—two payments in one month. The usual September SSI payment is being advanced to Friday, August 29, because September 1 is Labor Day, a federal holiday.
This second payment is only for SSI beneficiaries. If you get both SSI and Social Security, you got your full amount back on August 1, so don’t expect anything on August 29.
Maximums
Your Social Security amount isn’t one-size-fits-all. It depends on your work history, income, and the age at which you retire. Here’s what the SSA says about 2025’s maximums:
| Age When Benefits Start | Max Monthly Benefit |
|---|---|
| Age 62 (early) | $2,831 |
| Age 67 (full) | $4,018 |
| Age 70 (delayed) | $5,108 |
These are top-end figures, mostly for high earners. Most retirees receive less.
SSDI
SSDI (Social Security Disability Insurance) payments are also based on your past income. Here’s what to expect:
- Maximum SSDI: $4,018/month
- Average SSDI: About $1,580/month
SSDI is for people with enough work credits who now can’t earn due to disability.
SSI
SSI (Supplemental Security Income) is for low-income individuals, regardless of work history. Here’s what 2025 looks like:
| Category | Max Monthly SSI |
|---|---|
| Individual | $967 |
| Couple (both receive) | $1,450 |
| Essential Person | $484 |
Essential persons are caregivers who live with the beneficiary and provide needed care.
August is a busy month for Social Security payments, and it’s designed to run like clockwork. SSI recipients, in particular, get a bit of a bonus with two payments. Remember, your benefit amount is personal—it’s tied to your history, so make sure your SSA profile is accurate and up to date. And if your scheduled payday lands on a weekend or holiday, expect to get your money early.
FAQs
When will SSI be paid in August 2025?
SSI will be paid on August 1 and again on August 29, 2025.
Who gets paid on August 13, 2025?
Beneficiaries born 1st–10th and started after May 1997.
Why are there 2 SSI payments in August?
The second is an early payment for September due to Labor Day.
What is the max Social Security at age 67?
The full retirement benefit max at age 67 is $4,018/month.
Will SSDI include the 2025 COLA?
Yes, SSDI payments include the 2.5% COLA for 2025.
