If you’ve seen posts claiming that seniors in Canada will receive a $1,860 monthly OAS payment starting August 2025, hit pause. That number is not official, and it doesn’t line up with any confirmed policy.
Yes, Old Age Security (OAS) is getting a small inflation adjustment in August. But no, the monthly benefit isn’t doubling overnight—and there’s no one-time $1,860 payment coming your way either.
Let’s walk through what’s really happening, what you can expect in August 2025, and how the numbers actually work.
What Is OAS, Really?
Old Age Security (OAS) is a monthly payment from the federal government for Canadians aged 65 and older. Unlike CPP (which depends on your work history), OAS is based on residency and age, not employment.
To qualify, you generally must:
- Be 65 or older
- Have lived in Canada for at least 10 years after age 18
- Be a Canadian citizen or legal resident
Pretty simple. But how much you get? That’s where things vary.
What’s the Actual OAS Amount for August 2025?
Here’s what’s confirmed for August 2025 (updated for the 1% quarterly CPI-linked increase):
| Age Group | Maximum Monthly OAS (Aug 2025) |
|---|---|
| 65 to 74 | $734.95 CAD (up from $727.67) |
| 75 and older | $808.44 CAD (up from $800.44) |
These amounts are automatically adjusted every quarter based on inflation, tracked through the Consumer Price Index (CPI). No application or action needed if you’re already receiving OAS.
So where’s that $1,860 number coming from?
The Truth Behind the $1,860 Rumor
That widely-circulated $1,860/month figure isn’t OAS alone. It’s likely a mashup of several benefits that some seniors may qualify for:
- OAS
- Canada Pension Plan (CPP)
- Guaranteed Income Supplement (GIS)
- Provincial supplements or income programs
For example:
| Benefit | Estimated Monthly Amount (Aug 2025) |
|---|---|
| OAS (75+) | $808.44 |
| CPP | ~$800 (varies widely by work history) |
| GIS | ~$400–$1,000 (income-dependent) |
| Total | ~$1,800+ (in rare cases) |
But that’s a best-case scenario for low-income seniors or those with maxed-out CPP earnings. Most people won’t see that number on a single cheque, and OAS alone won’t come close to $1,860.
Payment Dates – When Will You See It?
OAS is paid on the last business day of each month. Here are the upcoming payment dates:
| Month | OAS Payment Date |
|---|---|
| August | Friday, August 30, 2025 |
| September | Tuesday, September 30, 2025 |
| October | Thursday, October 30, 2025 |
Watch your account or mailbox around those dates.
Can You Increase Your OAS?
Yes—but not to $1,860.
If you delay OAS beyond age 65, your monthly payment increases by 0.6% per month, up to 36% more if you wait until age 70.
| Start Age | Increase Over Base |
|---|---|
| 66 | +7.2% |
| 67 | +14.4% |
| 68 | +21.6% |
| 69 | +28.8% |
| 70 | +36.0% |
Still, even at the maximum deferral and age bonus, OAS won’t reach $1,860/month.
Who Gets the Extra 10% OAS Bump?
Since 2022, Canadians aged 75 and older receive an extra 10% monthly OAS increase. That’s what bumps their benefit over the $800 mark in 2025.
No need to apply—it kicks in automatically the month after your 75th birthday.
Key Reminders for August 2025 OAS
- No lump sum: There’s no $1,860 bonus or retroactive payment scheduled.
- OAS is separate from CPP or GIS—but you can receive all three.
- Don’t fall for clickbait headlines: Always check directly with Service Canada or your account at My Service Canada.
FAQs
Is the $1,860 OAS benefit real?
No. OAS maxes out around $808.44/month for seniors 75+. The $1,860 figure likely includes CPP and GIS.
When is the next OAS payment?
Friday, August 30, 2025.
Does OAS increase with inflation?
Yes. It’s adjusted every quarter based on the Consumer Price Index (CPI).
